Angela Toal describes the main employment and support allowance ESA rules for students, pointing out where they are more restrictive than at present. New claims for IB cannot be made from 27 October , unless the claimant can backdate the claim or reclaim under 'linking rules'.
Likewise, the current rules within IS which allow full-time disabled students to claim no longer exist for new claims from that date, unless they can link to a previous IS claim. Full-time students who are ill or disabled and making a claim for benefit on those grounds will have to claim ESA. ESA has two elements - contributory and income-related. The contributory element essentially replaces incapacity benefit - you can claim it if you have paid enough national insurance NI contributions, or are eligible under the youth conditions.
There are no special rules affecting students claiming on the former grounds - if they have paid enough NI contributions and satisfy the other conditions of entitlement, then they are eligible. Students claiming under the youth conditions however, must not be in full-time education if they are under 19, although hours of tuition 'not suitable for persons of the same age who do not have a disability' are ignored.
Income-related ESA is more problematic for full-time students. It is designed to replace IS on grounds of disability, but the rules for full-time students claiming it are less generous than the IS rules. For new claims up until 27 October , full-time disabled students can claim IS if they are eligible for the disability premium, if they receive a disabled students' allowance on grounds of deafness, or if they have been incapable of work for 28 weeks or more.
Note that the rules for who counts as a full-time student for income-related ESA are the same as for IS. A 'qualifying young person' is also treated as a full-time student. The definition is the same as for child benefit and applies to people in full-time non-advanced education, or on an approved training course, who are under 20 and, in some circumstances, for a period after they have left.
For a year-old to count as a qualifying young person, they must have been under 19 when they were accepted on, enrolled on or started the course. Qualifying for ESA depends on someone having limited capability for work, rather than the previous test of incapacity for work. Full-time students but not qualifying young people who get DLA either component, any rate are treated as having limited capability for work for the purposes of income-related ESA.
You will get this letter once your application for Student Finance has been assessed. You will then need to write to both your JCP and HB offices at the beginning of September to explain that you will be receiving Student Finance again, see sample letter 3.
Include a copy of your Student Finance notification for the new academic year, if this has been assessed. Your Student Finance will not be counted as income after the official end date of your final academic year. Disclaimer: Law, regulations and policies can change quickly.
The information on our website is given in good faith and has been carefully checked but QMUL cannot accept responsibility for any errors or omissions.
QMUL is not responsible for the content or reliability of the linked websites which are provided for further information. What Student Finance is counted as income? How will my undergraduate Student Finance be counted as income? Means-tested benefits are based on income and savings.
If you or your partner are in college or university, your student income can affect your means-tested benefits. Examples of how your means-tested benefits can change Disability Rights UK. If you apply for a bursary and later decide that you do not want to take it, this will not affect your benefits. If you're a full-time postgraduate student, the following income will count as income for means-tested benefits:. If you are disabled or are eligible to claim benefits like DLA or PIP, you may be eligible for a higher amount of maintenance loan as a full-time undergraduate student.
Income for means-tested benefits takes into account the maximum loan you are entitled to. This applies even if you do not take it.
This is not treated as income for means-tested benefits. Good Morning, I was wondering if someone could advise me? I am unable to work due to mental health disabilities. Discussion in Benefits and financial support - 2 Nov As a disabled student in receive of PIP and universal credit. What happens if one receive student finance maintenance loan does it affect your universal credit claim or closes the account.
What advice Discussion in Universal Credit - 20 Aug Skip to main content Skip to search Skip to navigation.
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